If you haven't already done so, go HERE to sign up for Swagbucks and receive 110 free swagbucks to get you started. Enter the swagcode "SBPAYSFORME" in the box at the right and click "gimme" after you have signed up. For more information about this easy-money search engine, go HERE to read my post about it.
Thanks, Coupons and Freebies Mom
Tuesday, November 15, 2011
Free Calendar from Betty Crocker!
This one will go away fast! Go HERE to order your FREE calendar from Betty Crocker.
Extreme couponing is not for everyone, and that's okay!
OKAY, I get it. EXTREME couponing is not for everyone - few of us have the time or energy to plan one of those TV trips where you get $1000 of food for $8.23 - but you CAN cut your grocery bill significantly by paying attention to these savvy tips:
1. DO YOUR HOMEWORK. Just because something is on sale at a specific store does NOT mean it's the best price.
2 CHECK YOUR STORE'S BULK BINS. I have purchased Parmesan cheese, hard candies, spices, cereal, flour, gravy mixes, beans, dried fruits, and many other things I would not have expected. I paid 18 cents last week for a baggie full of basil. (Note : keep and refill your empty spice bottles.) Browse - it's fun!
3. If your store does not have a bulk foods section, check the ethnic food aisle. At my local TOP Food and Drug, there is a rack of spices like cumin, pepper, paprika, cinnamon, and others (all commonly used in Mexican recipes) that are packaged in baggies, priced way way less than those sold around the corner in the little jars.
4. PAIR A COUPON WITH A GOOD SALE. My Albertson's had single rolls of 'Bounty' Paper towels on sale for $1.99 yesterday. I had a $1 off coupon ( which I doubled,) making each roll FREE. (Free = Good)
5. PAIR A MANUFACTURER COUPON WITH A STORE COUPON FOR DOUBLE SAVINGS. Target is putting out some pretty decent coupons right now to promote their new grocery sections. "Stack" a store coupon with a manufacturer coupon for awesome savings.
6. SUBSCRIBE TO THE SUNDAY PAPER. Most coupons are found in the inserts (SmartSource, RedPlum, Proctor & Gamble, General Mills...etc.) Peruse the store sale ad for sales and store coupons.
Many publishers have subscription specials, so call to find out the best deal for you. If you choose to purchase your papers on the newsstands keep in mind that they have often been relieved of their inserts by unscrupulous couponers. When you have home delivery, your inserts are guaranteed to be there.
7. KNOW YOUR STORE'S COUPON POLICY These policies are posted to the store's website, and I have provided links to some of them below. Many stores double or triple coupons, but place restrictions on the number you can use per transaction; others require that you cannot use more coupons than the actual number of items in your cart. Forearmed is forewarned!
8. LOYALTY ISN'T ALWAYS REWARDED. One store may have the best prices on meat, but you will pay more for milk. Another will have great prices on vitamins, but you will pay through the nose for eggs. Shop the circulars (you can find them online at the store's website), and plan your shopping trip accordingly. Make a big loop and hit your stores in order for maximum savings. See #9 below to save some gas.
9. ADMATCH. WalMart will match a competitor sale price, which is outstanding because you don't have to drive from store to store and waste gas getting the sale prices. There are Wal Marts everywhere (three within 10 miles of my house!) Just take the competitor's ad to the store with you and show it ot the cashier when you check out. Read Walmart's policies carefully, because the sale price has to be specifically stated in the ad
(no BOGO Buy-one-get-one-free, etc.....)
10. MAKE FRIENDS WITH YOUR CASHIERS. ALWAYS BE POLITE, say please and mostly say THANK YOU. Be courteous to those behind you. If the line starts backing up, end the current transaction, then go to the end of the line.
11. DON'T CLEAR SHELVES. Others want to save too, and really....how many toothbrushes do you need? Some frugal folks justify clearing shelves by giving the items to charity, but I personally disagree with that stand. Most of us don't need charity, we just need a good deal. Please leave some for us.
12. USE THE INTERNET. Follow blogs like this one for daily deal postings. Subscribe to emails from sites
that search for free samples. Join facebook and follow several local bloggers.
13. STOCKPILE. I don't mean HOARD, simply buy a few extra items each time you find an awesome price. You maximize your savings this way. IF YOU WAIT UNTIL YOU NEED SOMETHING YOU WILL ALMOST ALWAYS PAY MORE FOR IT.
Most of all, HAVE FUN!! Saving money is a necessity, but it also provides for a real challenge. Keep your
mind active putting deals together. Get out of the house to go shopping. Most of us who are retired need to
get out more, and shopping can be decent exercise.
Here are links to some common store's coupon policies. Google your store if it's not listed here.
Rite Aid Coupon Policy
Albertson's coupon policy
CVS Pharmacy policy
Safeway Coupon Policy
Walgreen's Coupon Policy
Wal Mart Coupon Policy
WalMart AdMatch policy
1. DO YOUR HOMEWORK. Just because something is on sale at a specific store does NOT mean it's the best price.
2 CHECK YOUR STORE'S BULK BINS. I have purchased Parmesan cheese, hard candies, spices, cereal, flour, gravy mixes, beans, dried fruits, and many other things I would not have expected. I paid 18 cents last week for a baggie full of basil. (Note : keep and refill your empty spice bottles.) Browse - it's fun!
3. If your store does not have a bulk foods section, check the ethnic food aisle. At my local TOP Food and Drug, there is a rack of spices like cumin, pepper, paprika, cinnamon, and others (all commonly used in Mexican recipes) that are packaged in baggies, priced way way less than those sold around the corner in the little jars.
4. PAIR A COUPON WITH A GOOD SALE. My Albertson's had single rolls of 'Bounty' Paper towels on sale for $1.99 yesterday. I had a $1 off coupon ( which I doubled,) making each roll FREE. (Free = Good)
5. PAIR A MANUFACTURER COUPON WITH A STORE COUPON FOR DOUBLE SAVINGS. Target is putting out some pretty decent coupons right now to promote their new grocery sections. "Stack" a store coupon with a manufacturer coupon for awesome savings.
6. SUBSCRIBE TO THE SUNDAY PAPER. Most coupons are found in the inserts (SmartSource, RedPlum, Proctor & Gamble, General Mills...etc.) Peruse the store sale ad for sales and store coupons.
Many publishers have subscription specials, so call to find out the best deal for you. If you choose to purchase your papers on the newsstands keep in mind that they have often been relieved of their inserts by unscrupulous couponers. When you have home delivery, your inserts are guaranteed to be there.
7. KNOW YOUR STORE'S COUPON POLICY These policies are posted to the store's website, and I have provided links to some of them below. Many stores double or triple coupons, but place restrictions on the number you can use per transaction; others require that you cannot use more coupons than the actual number of items in your cart. Forearmed is forewarned!
8. LOYALTY ISN'T ALWAYS REWARDED. One store may have the best prices on meat, but you will pay more for milk. Another will have great prices on vitamins, but you will pay through the nose for eggs. Shop the circulars (you can find them online at the store's website), and plan your shopping trip accordingly. Make a big loop and hit your stores in order for maximum savings. See #9 below to save some gas.
9. ADMATCH. WalMart will match a competitor sale price, which is outstanding because you don't have to drive from store to store and waste gas getting the sale prices. There are Wal Marts everywhere (three within 10 miles of my house!) Just take the competitor's ad to the store with you and show it ot the cashier when you check out. Read Walmart's policies carefully, because the sale price has to be specifically stated in the ad
(no BOGO Buy-one-get-one-free, etc.....)
10. MAKE FRIENDS WITH YOUR CASHIERS. ALWAYS BE POLITE, say please and mostly say THANK YOU. Be courteous to those behind you. If the line starts backing up, end the current transaction, then go to the end of the line.
11. DON'T CLEAR SHELVES. Others want to save too, and really....how many toothbrushes do you need? Some frugal folks justify clearing shelves by giving the items to charity, but I personally disagree with that stand. Most of us don't need charity, we just need a good deal. Please leave some for us.
12. USE THE INTERNET. Follow blogs like this one for daily deal postings. Subscribe to emails from sites
that search for free samples. Join facebook and follow several local bloggers.
13. STOCKPILE. I don't mean HOARD, simply buy a few extra items each time you find an awesome price. You maximize your savings this way. IF YOU WAIT UNTIL YOU NEED SOMETHING YOU WILL ALMOST ALWAYS PAY MORE FOR IT.
Most of all, HAVE FUN!! Saving money is a necessity, but it also provides for a real challenge. Keep your
mind active putting deals together. Get out of the house to go shopping. Most of us who are retired need to
get out more, and shopping can be decent exercise.
Here are links to some common store's coupon policies. Google your store if it's not listed here.
Rite Aid Coupon Policy
Albertson's coupon policy
CVS Pharmacy policy
Safeway Coupon Policy
Walgreen's Coupon Policy
Wal Mart Coupon Policy
WalMart AdMatch policy
Sunday, November 13, 2011
20 FREE personalized Holiday cards from STAPLES!
Click HERE to personalize your holiday cards at Staples.com
or click HERE to print a pdf to use in-store at your local Staples.
You may have to pay some shipping charges, but that's not too shabby for a freebie like this one!
or click HERE to print a pdf to use in-store at your local Staples.
You may have to pay some shipping charges, but that's not too shabby for a freebie like this one!
Albertson's Printable Doublers! Hurry!
Hurry to the Albertson's Facebook Page to print Twice the Value Coupons. Pair them with manufacturer's coupons and sales to maximize your savings this week. Albertson's will double the face value (up to $1) of a coupon paired with one of these doublers, and you can almost always find some items for FREE!
Note : Valid only WY, MT, ID, OR, ND, WA, UT and Elko, NV
Thank you Because More is More for the heads-up on these!
Note : Valid only WY, MT, ID, OR, ND, WA, UT and Elko, NV
Thank you Because More is More for the heads-up on these!
"Found Money." Save on your energy bill !
Earlier this year I revolted against my power bill. It turns out our consumption for gas and electric was running about $250/month. That's just TOO DARN MUCH for two people.
I placed a call to Puget Sound Energy who, it turns out, has a free program to help folks like us. They sent out an independent contractor who found a number of glaring energy wasters, provided tips on how to eliminate them, and GAVE us two dozen energy-efficient bulbs . (Like I always say, free = good.) I am not a huge fan of the energy-saving bulbs but I am getting used to them. (Did I say" free" yet???) I had no idea we were such energy hogs!
Your power company probably has a similar program to this one. Here are some of the things we learned and implemented:
* Our heater unit was running almost all the time, circulating air (not heat) through the house. The serviceman re-set the timer so that this feature came on for 5 minutes, twice a day. I had no idea!
* Grandma is always hot. Grandpa is always cold. (GEE, that's unusual!) There was always a window open somewhere (freezing Grandpa out in many cases...) The serviceman suggested keeping the windows closed and placing a small fan (aimed at me) in each area where I work/sit/sleep. The energy that went out of those open windows was FAR FAR more than what is used by my little fans -- and as a bonus, Grandpa doesn't get frozen out of his home anymore! Win-Win.
* We turned off the pilot light in the gas fireplace this summer. Haven't turned it back on yet, because with the windows closed, it stays pretty warm in the house without a fire.
* I use my gas barbecue and smoker unit year-round. I have a lovely gas range but the barbecue is more efficient, and a healthier way to cook.
* Doggie doors are one of the biggest energy waters on the planet. We got rid of our door and the effect was immediate! Stand up and let the dog out - better yet take him/her for a walk - the exercise can't hurt, either.
* We have two desktop computers that were left on all the time. Now they are off, as we use the laptops . That was a surprising revelation.
* Go HERE for more tips to save on your home energy bills.
In all honesty, there were a few things they advised that did not work for me - like rinsing my dishes and sinks in cold water. Sorry - I'll pay a few dollars more to feel clean..... YUK
Oh....the end result was around $80/month saved. That's a LOT of "fun coupons!"
I placed a call to Puget Sound Energy who, it turns out, has a free program to help folks like us. They sent out an independent contractor who found a number of glaring energy wasters, provided tips on how to eliminate them, and GAVE us two dozen energy-efficient bulbs . (Like I always say, free = good.) I am not a huge fan of the energy-saving bulbs but I am getting used to them. (Did I say" free" yet???) I had no idea we were such energy hogs!
Your power company probably has a similar program to this one. Here are some of the things we learned and implemented:
* Our heater unit was running almost all the time, circulating air (not heat) through the house. The serviceman re-set the timer so that this feature came on for 5 minutes, twice a day. I had no idea!
* Grandma is always hot. Grandpa is always cold. (GEE, that's unusual!) There was always a window open somewhere (freezing Grandpa out in many cases...) The serviceman suggested keeping the windows closed and placing a small fan (aimed at me) in each area where I work/sit/sleep. The energy that went out of those open windows was FAR FAR more than what is used by my little fans -- and as a bonus, Grandpa doesn't get frozen out of his home anymore! Win-Win.
* We turned off the pilot light in the gas fireplace this summer. Haven't turned it back on yet, because with the windows closed, it stays pretty warm in the house without a fire.
* I use my gas barbecue and smoker unit year-round. I have a lovely gas range but the barbecue is more efficient, and a healthier way to cook.
* Doggie doors are one of the biggest energy waters on the planet. We got rid of our door and the effect was immediate! Stand up and let the dog out - better yet take him/her for a walk - the exercise can't hurt, either.
* We have two desktop computers that were left on all the time. Now they are off, as we use the laptops . That was a surprising revelation.
* Go HERE for more tips to save on your home energy bills.
In all honesty, there were a few things they advised that did not work for me - like rinsing my dishes and sinks in cold water. Sorry - I'll pay a few dollars more to feel clean..... YUK
Oh....the end result was around $80/month saved. That's a LOT of "fun coupons!"
Saturday, November 12, 2011
Earn Fun-Coupons with surveys online
I call them "FUN COUPONS" - small amounts of money and gift cards earned consistently over a period of time that add up to enough to spend a few dollars on a movie, dinner out, that pretty new sweater, or (my personal favorite) Christmas gifts purchased online without taking a cent from your bank account. SaWEET!!
Being retired and working on this blog, I find myself on this laptop for hours a day, so why not spend and hour or so of each day taking online surveys for profit? Most survey sites pay $1 to$3 per survey for your input on everything from cosmetics to toilet paper. Many will mail you full-sized samples to test and keep, free of charge
One of these sites is E-Poll. Sign up here and be sure to check your e-mail often, as most surveys have a short window of opportunity.
There are several other survey sites, and I will let you know about them as they start accepting additional applicants.
Happy Surveying!
Being retired and working on this blog, I find myself on this laptop for hours a day, so why not spend and hour or so of each day taking online surveys for profit? Most survey sites pay $1 to$3 per survey for your input on everything from cosmetics to toilet paper. Many will mail you full-sized samples to test and keep, free of charge
One of these sites is E-Poll. Sign up here and be sure to check your e-mail often, as most surveys have a short window of opportunity.
There are several other survey sites, and I will let you know about them as they start accepting additional applicants.
Happy Surveying!
Sunday Coupon Preview
Click Here for a list of the coupons you can expect in the inserts in your Sunday paper. (Note : Not all newspapers have all of the inserts, so your results may vary (YRMV.) In my area, the Tacoma Tribune has all inserts, and the Seattle Times has fewer. Needless to say I buy the Trib.)
I subscribe to my local paper and get four copies delivered, but because I am so well-stocked these days, I am considering letting my subscription expire. By visiting this site each week, you can judge whether there are coupons you will use that justifies investing in one or more papers..
Caution: With so much renewed interest in couponing, there are many unscrupulous people out there who steal inserts right out of the papers on the newsstand. Don't do this....and check your paper before you put it in your cart to be sure it is complete. Nothing is more frustrating than bringing home your nice new paper and finding the inserts have been surgically removed!
** Please recycle the newspaper when you are done with it!**
I subscribe to my local paper and get four copies delivered, but because I am so well-stocked these days, I am considering letting my subscription expire. By visiting this site each week, you can judge whether there are coupons you will use that justifies investing in one or more papers..
Caution: With so much renewed interest in couponing, there are many unscrupulous people out there who steal inserts right out of the papers on the newsstand. Don't do this....and check your paper before you put it in your cart to be sure it is complete. Nothing is more frustrating than bringing home your nice new paper and finding the inserts have been surgically removed!
** Please recycle the newspaper when you are done with it!**
Easy and cheap homemade Baking mix (like Bisquick...)
I have been actively frugal for the last two years; partly of necessity, partly because of the challenge, and mostly because it's SMART. I have discovered many things you can make in your kitchen or garage to mimic those expensive and very convenient packaged products. Check out my post on homemade household cleaners..
How many of you use a commercially packaged baking mix such as Bisquick? (Show of hands, please...) Homemade baking mixes save you money, are convenient, and can be adapted to suit your dietary needs. Use less salt, a sugar substitute, less fat or whole grains depending on the needs of your family. You can have all these benefits at half the price, by making your own in bulk at home, using this recipe.
You'll need a very large bowl to mix it in and an airtight container to store it in. It's best kept in the refrigerator. I use it all the time, so I have never had to store ir long!
Stir together all dry ingredients in the large bowl.. With a pastry cutter, cut in shortening until mixture resembles coarse crumbs. Store in an airtight container in a cool dry place. Makes 26 cups. Mix will keep for two to three months. As with any mix, always remember to label and date all containers carefully.
For biscuits, mix together 3 cups of baking mix
and 2/3 cup water or milk. Blend well, knead
slightly, then roll out and cut into desired
shape. Bake at 450° for 10 to 15 minutes.
Makes 10 to 12 biscuits. For drop biscuits, add
2 tablespoons extra liquid.
For pancakes, mix together 4 1/2 cups basic
mix and 2 tablespoons sugar until blended.
Add 2 beaten eggs and 2 3/4 cups milk,
buttermilk or water. Mix thoroughly. Bake on a well-greased hot griddle. Makes 13
to 16 6-inch pancakes.
For muffins, blend 2 2/3 cups basic mix and 4 tablespoons sugar. Add 1 beaten
egg and 1 cup milk or water. Stir just until blended together. Pour into greased
muffin cups. Bake at 425° degrees for 15 to 20 minutes. Makes one dozen muffins.
For corn bread, mix 3 cups basic mix, 9 tablespoons cornmeal, and 1 cup sugar.
Blend well. Add 3 eggs, 1 1/2 cups milk or water and 1/4 cup melted butter or
margarine. Fill greased 9 x 13-inch pan with batter. Bake at 350° for 30 to 40
minutes.
For breadsticks, mix 2 cups basic mix, 1/2 cup cornmeal or flour, and 1/2 teaspoon
salt together. Add a scant 1/2 cup milk or water. Blend to form a dough, then knead
until smooth. Form into 12 small logs, about 1/2 inch thick. Bake at 400° for 15 to
20 minutes until crisp and well browned.
It mixes, bakes, and tastes JUST LIKE the commercial brand. Try it this weekend for pancakes. YUM
How many of you use a commercially packaged baking mix such as Bisquick? (Show of hands, please...) Homemade baking mixes save you money, are convenient, and can be adapted to suit your dietary needs. Use less salt, a sugar substitute, less fat or whole grains depending on the needs of your family. You can have all these benefits at half the price, by making your own in bulk at home, using this recipe.
- 17 cups all-purpose flour
- 8 tablespoons baking powder
- 2 tablespoons salt
- 4 teaspoons cream of tartar
- 2 teaspoons baking soda
- 3 cups instant non-fat dry milk powder
- 4 1/2 cups shortening
You'll need a very large bowl to mix it in and an airtight container to store it in. It's best kept in the refrigerator. I use it all the time, so I have never had to store ir long!
Stir together all dry ingredients in the large bowl.. With a pastry cutter, cut in shortening until mixture resembles coarse crumbs. Store in an airtight container in a cool dry place. Makes 26 cups. Mix will keep for two to three months. As with any mix, always remember to label and date all containers carefully.
For biscuits, mix together 3 cups of baking mix
and 2/3 cup water or milk. Blend well, knead
slightly, then roll out and cut into desired
shape. Bake at 450° for 10 to 15 minutes.
Makes 10 to 12 biscuits. For drop biscuits, add
2 tablespoons extra liquid.
For pancakes, mix together 4 1/2 cups basic
mix and 2 tablespoons sugar until blended.
Add 2 beaten eggs and 2 3/4 cups milk,
buttermilk or water. Mix thoroughly. Bake on a well-greased hot griddle. Makes 13
to 16 6-inch pancakes.
For muffins, blend 2 2/3 cups basic mix and 4 tablespoons sugar. Add 1 beaten
egg and 1 cup milk or water. Stir just until blended together. Pour into greased
muffin cups. Bake at 425° degrees for 15 to 20 minutes. Makes one dozen muffins.
For corn bread, mix 3 cups basic mix, 9 tablespoons cornmeal, and 1 cup sugar.
Blend well. Add 3 eggs, 1 1/2 cups milk or water and 1/4 cup melted butter or
margarine. Fill greased 9 x 13-inch pan with batter. Bake at 350° for 30 to 40
minutes.
For breadsticks, mix 2 cups basic mix, 1/2 cup cornmeal or flour, and 1/2 teaspoon
salt together. Add a scant 1/2 cup milk or water. Blend to form a dough, then knead
until smooth. Form into 12 small logs, about 1/2 inch thick. Bake at 400° for 15 to
20 minutes until crisp and well browned.
It mixes, bakes, and tastes JUST LIKE the commercial brand. Try it this weekend for pancakes. YUM
Friday, November 11, 2011
Kids' Toothpaste at Rite-Aid
I make it a point to have as much on hand as possible for my grandsons' visits. The more kid stuff I keep around, the easier it is for my daughter to drop them off for a visit or a sleepover. When the boys come over, I am prepared with toys, games, art materials, books, video games, and sundries. The less trouble it is to pack for them, the more my daughter will bring them to visit.
Thank goodness I don't need to keep diapers on hand any more (potty training rules!) but here is a coupon along with a deal scenario for cheap kids toothpaste for you to keep on hand.
Go Here to print this coupon for $1.00 off of Toms of Maine kids' toothpaste. (hit your back button after printing and refresh the page to print it twice.) Then run down to Rite-Aid for this deal (starts November 13.)
Buy 2 Tom’s of Maine Children’s toothpaste $3.00 each
Use the two coupons you printed above
PAY $4 out of pocket
Get back an $1 Up Reward (you have to buy two)
FINAL COST = $1.50 each!
An Up reward is a coupon good on your next purchase at Rite-Aid. It prints on the bottom of your receipt, and you will recognize it by its distinctive bar code. I find it best to use them right away, as they have a pretty short expiration date.
Click here for Rite-Aid's official coupon policy.
Thank goodness I don't need to keep diapers on hand any more (potty training rules!) but here is a coupon along with a deal scenario for cheap kids toothpaste for you to keep on hand.
Go Here to print this coupon for $1.00 off of Toms of Maine kids' toothpaste. (hit your back button after printing and refresh the page to print it twice.) Then run down to Rite-Aid for this deal (starts November 13.)
Buy 2 Tom’s of Maine Children’s toothpaste $3.00 each
Use the two coupons you printed above
PAY $4 out of pocket
Get back an $1 Up Reward (you have to buy two)
FINAL COST = $1.50 each!
An Up reward is a coupon good on your next purchase at Rite-Aid. It prints on the bottom of your receipt, and you will recognize it by its distinctive bar code. I find it best to use them right away, as they have a pretty short expiration date.
Click here for Rite-Aid's official coupon policy.
Wednesday, November 9, 2011
Send a FREE card from Santa to your Grandkids!
Your Grandkids will be thrilled to reeive their own personalized card from the bearded one himself!
'Like' Tiny Prints on Facebook, and follow their instructions to create one of two cute-as-a-button cards. Enter promo code XMASFB at checkout and your card is completely FREE!!
You will have to create an account and also enter your payment information, but your card will not be charged.
Also, you can choose to have TinyPrints mail this out to the children ($ 0.44 charge) or have it sent to you (in an addressed envelope inside an envelope addressed to you) for mailing at a later date. Have TinyPrints print the child's mailing address on the envelope for a more realistic effect, and you can even make up a return address for Santa at North Pole, Arctic Circle, Canada, etc....whatever you choose!
Have fun creating this one. You can even download photos of the children into it! I ordered mine and I can't wait to see their little faces when they get it!
'Like' Tiny Prints on Facebook, and follow their instructions to create one of two cute-as-a-button cards. Enter promo code XMASFB at checkout and your card is completely FREE!!
You will have to create an account and also enter your payment information, but your card will not be charged.
Also, you can choose to have TinyPrints mail this out to the children ($ 0.44 charge) or have it sent to you (in an addressed envelope inside an envelope addressed to you) for mailing at a later date. Have TinyPrints print the child's mailing address on the envelope for a more realistic effect, and you can even make up a return address for Santa at North Pole, Arctic Circle, Canada, etc....whatever you choose!
Have fun creating this one. You can even download photos of the children into it! I ordered mine and I can't wait to see their little faces when they get it!
Tuesday, November 8, 2011
Christmas savings
Stay tuned to the blog for dozens of ways to save on those little things that make the holidays so special! If you keep your eyes open, you can get great deals (does FREE sound good to anyone?) on things like personalized cards, calendars, postcards, placemats, mugs. ornaments, and many more.
As I find these deals, I will post them, so come back often!!
As I find these deals, I will post them, so come back often!!
Save big on Gas!
When you find the price leader in your area (maybe a grocery store with cents-off gas for loyal customers or a wholesale club,) shop early before they match each other's price increases. Avoid gas stations near major travel routes like freeway off-ramps, and those that have onsite repair bays.
Shop around. Go to www.gasbuddy.com for information about average gas prices in the US and Canada. For local information, type in http://gasprices.mapquest.com.
Get a tune-up. It can increase your efficiency by 4%. Replacing a clogged air filter can add another 2% to your mileage.
Check your driving habits. Keep A/C use to a minimum. Don't drive too slowly or too fast,as most vehicles are designed to get the best fuel economy at 55 m.p.h. Combine your driving trips and keep that trunk and cargo area empty. Extra weight means less gas mileage.
Maintenance : Inflating tires to their proper level can improve your MPG by 3.3%. Check your owner's manual for the proper psi.
Avoid common misconceptions:
Premium gas improves improve fuel economy. Most cars don't need it. Check your owner's manual.
Idling takes less fuel than restarting your car. That may have been true 20 years ago, but modern engines start more efficiently now. Idling can use 1/4 to 1/2 gallon per hour.
Gas saving additives will save you money. According to the EPA, they may actually do damage to your engine.
Happy Motoring !
Shop around. Go to www.gasbuddy.com for information about average gas prices in the US and Canada. For local information, type in http://gasprices.mapquest.com.
Get a tune-up. It can increase your efficiency by 4%. Replacing a clogged air filter can add another 2% to your mileage.
Check your driving habits. Keep A/C use to a minimum. Don't drive too slowly or too fast,as most vehicles are designed to get the best fuel economy at 55 m.p.h. Combine your driving trips and keep that trunk and cargo area empty. Extra weight means less gas mileage.
Maintenance : Inflating tires to their proper level can improve your MPG by 3.3%. Check your owner's manual for the proper psi.
Avoid common misconceptions:
Premium gas improves improve fuel economy. Most cars don't need it. Check your owner's manual.
Idling takes less fuel than restarting your car. That may have been true 20 years ago, but modern engines start more efficiently now. Idling can use 1/4 to 1/2 gallon per hour.
Gas saving additives will save you money. According to the EPA, they may actually do damage to your engine.
Happy Motoring !
Saturday, November 5, 2011
Challenge under the kitchen sink! - Frugal and cheap cleaners
Today I start tackling the kitchen. If you are like me, there is always something in your kitchen to organize, clean, or throw out that you wish you had noticed BEFORE your guests arrived.
Let's start under the kitchen sink. What do you really NEED under the sink, anyway? How about dishwashing detergent , automatic dishwasher solution, powdered sink scrubber, floor cleaner, window cleaner, all-purpose cleaner, oven cleaner, silver polish, air freshener, drain declogger, and the list goes on.....and on.....
Seriously, you do not need all of these commercial (and expensive) cleaners. If you have Baking soda, borax, vinegar, peroxide, lemons, olive oil, bar soap, and washing soda on hand, you can make you own cleaning supplies at a fraction of the cost . PLUS you won't have to worry about child-proofing against harsh chemical commercial products and the area under your sink will be clutter-free.
Since you already are making your own Laundry detergent you already have borax, washing soda, and soap on hand, and I would bet the farm that you have the other ingredients in your pantry somewhere. Gather them all together and get ready to create your very own non-toxic, environmentally friendly, grandchild-safe cleaning supplies!
I found this Video about making your own cleaners on youtube. Sorry about the advertising, but it is helpful and informative.
There are tons of variations on cleaners, so don't get overwhelmed. Here are some homemade cleaners for you based on what they clean best. You can experiment with proportions until you find the best ones for you.
SURFACES
If you're on a mission and want to just attack a bunch of dirty surfaces at once, check out some of these cheap, homemade, all-purpose cleaners. Just grab a cloth and rub.
Make an all-purpose cleaner using 2 tablespoons of borax mixed with 2 cups hot water in a spray bottle.
Combine one part each of vinegar and water in a spray bottle. You can use this on anything EXCEPT granite or limestone.
For a general household cleaner, mix together 1/4 cup baking soda, 1/2 cup Borax, 1/2 cup vinegar and 1 gallon of water in a spray bottle.
OR combine 1/2 tsp washing soap with a dab of liquid dish soap and 2 cups of hot water in a spray bottle. Shake until washing soda has dissolved.
For heavy-duty jobs, mix 1 tablespoon of non-sudsing ammonia, 1 tablespoon laundry detergent and 2 cups of water in a spray bottle.
BATHROOM
To clean the bathtub, pour 1/2 cup baking soda into a bowl and add enough liquid dish soap to make a texture like cream cheese. Scoop this mixture onto a sponge or cloth and wash. Make only as much as you need at a time because it will not store well.
Pour 1/4 cup of chlorine bleach into the toilet bowl and swish around with toilet brushbefore flushing. Be careful not to breathe the fumes - be sure you are in a well-ventilated area.
To clean the shower stall, tile and grout, dilute 3/4 cup bleach in a gallon of water and scrub. Be sure the area is well-ventilated, and rinse rinse thoroughly.
For rust or hard-water stains, apply vinegar or lemon juice full-strength. Let it stand until the spot disappears. Rinse, repeat if necessary.
FLOORS
Remove scuff marks with a solution of 1/2 cup baking soda and a bucket of warm water. Mop and rinse.
No-rinse formula : Fill a bucket with hot water and pour in 1/4 cup white vinegar, then add 15 drops of your favorite essential oil. Try this on ceramic tile, vinyl, laminate and hardwood floors.
For heavy-duty messes like spills, grease, etc., fill a bucket with hot water and pour in 1/2 cup white vinegar, 2 tablespoons liquid dishwashing soap and 15 drops of essential oil. To increase potency, stir in a 1/4 cup of baking soda. Rinse.
KITCHEN
Mix 5 tablespoons of baking soda and 1 quart of hot water until the baking soda dissolves. Pour this mixture into a spray bottle and use on countertops.
For an oven cleaner in a spray bottle, combine 2 tablespoons vegetable oil soap and 2 tablespoons borax with warm water. Spray this mixture on the oven and leave on for 20 minutes before scrubbing.
Microwave a mixture of 1/4 cup vinegar and 2 cups of water in a microwave-safe bowl on high for about 3 minutes. Let it sit for 3 minutes, then you'll be able to wipe down the walls with a clean, wet sponge. The
steam will soften the spills inside, the vinegar will cut through the grease and deodorize. Dry with a clean cloth.
GLASS
Fill a spray bottle with water and add 1 tiny drop liquid dish soap and 1 tsp vinegar. Shake this well and clean your windows and mirrors with a sheet of newspaper. (Newspaper has no lint.)
Mix together 1/4 to 1/2 tsp liquid detergent, 3 TBLSP vinegar and 2 cups of water in a spray bottle. Clean windows and mirrors with newspaper for lint-free cleaning.
For a glass cleaner that shouldn't freeze, try a 1/2 cup ammonia, 2 cups rubbing alcohol, and 1 tsp liquid dish soap mixed into a gallon of water.
There are so many homemade cleaning recipes out there that every frugal person should make them.
A big thank you goes out to Tip Hero for all of these these great ideas.
Let's start under the kitchen sink. What do you really NEED under the sink, anyway? How about dishwashing detergent , automatic dishwasher solution, powdered sink scrubber, floor cleaner, window cleaner, all-purpose cleaner, oven cleaner, silver polish, air freshener, drain declogger, and the list goes on.....and on.....
Seriously, you do not need all of these commercial (and expensive) cleaners. If you have Baking soda, borax, vinegar, peroxide, lemons, olive oil, bar soap, and washing soda on hand, you can make you own cleaning supplies at a fraction of the cost . PLUS you won't have to worry about child-proofing against harsh chemical commercial products and the area under your sink will be clutter-free.
Since you already are making your own Laundry detergent you already have borax, washing soda, and soap on hand, and I would bet the farm that you have the other ingredients in your pantry somewhere. Gather them all together and get ready to create your very own non-toxic, environmentally friendly, grandchild-safe cleaning supplies!
I found this Video about making your own cleaners on youtube. Sorry about the advertising, but it is helpful and informative.
There are tons of variations on cleaners, so don't get overwhelmed. Here are some homemade cleaners for you based on what they clean best. You can experiment with proportions until you find the best ones for you.
SURFACES
If you're on a mission and want to just attack a bunch of dirty surfaces at once, check out some of these cheap, homemade, all-purpose cleaners. Just grab a cloth and rub.
Make an all-purpose cleaner using 2 tablespoons of borax mixed with 2 cups hot water in a spray bottle.
Combine one part each of vinegar and water in a spray bottle. You can use this on anything EXCEPT granite or limestone.
For a general household cleaner, mix together 1/4 cup baking soda, 1/2 cup Borax, 1/2 cup vinegar and 1 gallon of water in a spray bottle.
OR combine 1/2 tsp washing soap with a dab of liquid dish soap and 2 cups of hot water in a spray bottle. Shake until washing soda has dissolved.
For heavy-duty jobs, mix 1 tablespoon of non-sudsing ammonia, 1 tablespoon laundry detergent and 2 cups of water in a spray bottle.
BATHROOM
To clean the bathtub, pour 1/2 cup baking soda into a bowl and add enough liquid dish soap to make a texture like cream cheese. Scoop this mixture onto a sponge or cloth and wash. Make only as much as you need at a time because it will not store well.
Pour 1/4 cup of chlorine bleach into the toilet bowl and swish around with toilet brushbefore flushing. Be careful not to breathe the fumes - be sure you are in a well-ventilated area.
To clean the shower stall, tile and grout, dilute 3/4 cup bleach in a gallon of water and scrub. Be sure the area is well-ventilated, and rinse rinse thoroughly.
For rust or hard-water stains, apply vinegar or lemon juice full-strength. Let it stand until the spot disappears. Rinse, repeat if necessary.
FLOORS
Remove scuff marks with a solution of 1/2 cup baking soda and a bucket of warm water. Mop and rinse.
No-rinse formula : Fill a bucket with hot water and pour in 1/4 cup white vinegar, then add 15 drops of your favorite essential oil. Try this on ceramic tile, vinyl, laminate and hardwood floors.
For heavy-duty messes like spills, grease, etc., fill a bucket with hot water and pour in 1/2 cup white vinegar, 2 tablespoons liquid dishwashing soap and 15 drops of essential oil. To increase potency, stir in a 1/4 cup of baking soda. Rinse.
KITCHEN
Mix 5 tablespoons of baking soda and 1 quart of hot water until the baking soda dissolves. Pour this mixture into a spray bottle and use on countertops.
For an oven cleaner in a spray bottle, combine 2 tablespoons vegetable oil soap and 2 tablespoons borax with warm water. Spray this mixture on the oven and leave on for 20 minutes before scrubbing.
Microwave a mixture of 1/4 cup vinegar and 2 cups of water in a microwave-safe bowl on high for about 3 minutes. Let it sit for 3 minutes, then you'll be able to wipe down the walls with a clean, wet sponge. The
steam will soften the spills inside, the vinegar will cut through the grease and deodorize. Dry with a clean cloth.
GLASS
Fill a spray bottle with water and add 1 tiny drop liquid dish soap and 1 tsp vinegar. Shake this well and clean your windows and mirrors with a sheet of newspaper. (Newspaper has no lint.)
Mix together 1/4 to 1/2 tsp liquid detergent, 3 TBLSP vinegar and 2 cups of water in a spray bottle. Clean windows and mirrors with newspaper for lint-free cleaning.
For a glass cleaner that shouldn't freeze, try a 1/2 cup ammonia, 2 cups rubbing alcohol, and 1 tsp liquid dish soap mixed into a gallon of water.
There are so many homemade cleaning recipes out there that every frugal person should make them.
A big thank you goes out to Tip Hero for all of these these great ideas.
Friday, November 4, 2011
Start preparing your home now for holiday guests . A little elbow grease and frugality every day can lead to a more relaxed YOU.
We all know how rewarding the holidays are, but amid the cleaning, cooking, shopping, noise (oh, the blessed noise of those grandchildren!) and general mayhem - is the basic desire for the host/hostess to enjoy themselves. Start now with some of the planning and preparation so that you will be rested and relaxed when those wonderfully noisy, hungry, tired, and needy family members arrive from far-off places.
Up until a few years ago I would wear myself out cleaning and organizing the week before my guests arrived, then find myself hurting, exhausted, popping acetominophen, and too tired to enjoy the visit.
Older, retired, and smarter than before, I start this process early -- like NOW - the first week in November - by getting my house spit-spot for Thanksgiving!. There are a ton of things you can do now that will last through the holidays. I generally start with the guest bedrooms - stripping the beds and washing sheets, mattress covers, pillowcases and blankets, towels, shower curtains and rugs, etc....
You can save a lot and avoid those strong, chemical-laden commercial laundry detergents by making your own - DIRT CHEAP and EASY.
Here is the recipe:
1 cup BORAX . Borax is a white powder used as a whitener and odor remover. The only brand I have ever seen is Twenty Mule Team Borax, which is marketed as an additive.
1 bar SOAP, Fels Naptha or Ivory, generally found in the laundry aisle.
1 cup WASHING SODA (not to be confused with baking soda.) It is a white powder, usually found in the laundry aisle. If you have a hard time finding it locally, you can buy it online, (check Amazon.com,) or ask your store to order some for you.
You will need a bucket or pot, about 2 gallon size for storing. I suggest a bucket from the hardware store, with a snap-on-lid for storing your detergent.
Grate the soap like cheese, and put into a large pot. I use the great big canning pot with handles that my Grandma Norden used for 50 years (if that pot could talk, think of the recipes it would have!) Add 6 cups water and heat until the soap melts. Add the washing soda and borax and stir constantly until dissolved. Remove the pan from the burner, pour 4 cups hot water into the pot. Add soap mixture and stir until mixed. Add 1 gallon plus 6 cups of water and stir again. Let the soap sit for a day or so before using. and it will gel. Use ½ cup per load, more or less.
* It will be a different consistency than what you buy in the store - more of a combination of gel and liquid, which you need to shake up or stir. It's supposed to be that way.
* I have found this to be good for items like sheets, towels, throw rugs, and everyday clothing, but not so much for say, Grandpa's yard work shirts and jeans, or my splattered aprons. To boost the cleaning power, use additional washing soda and borax as an additive..
You can certainly play with the mix to get it just right for your needs.
Tomorrow we will discuss things you can do to prepare your kitchen for the onslaught of those helpful cooks!
Thursday, November 3, 2011
Earn money simply for searching with Swagbucks - it's as simple as typing and you are already doing it anyway!
Make Swagbucks.com your home page instead of Google or Bing, then whenever you search, you will rack up points known as "Swagbucks.". You can use your accumulated Swagbucks to purchase prizes.
The best way to utilizeSwagbucks is to purchase Amazon gift cards. 450 swagbucks earns you a $5 online gift card.. My goal this year was to accumulate enough Amazon gift cards to pay for birthdays and Christmas. SUCCESS!! I bought all of my Christmas and birthday gifts this year on Amazon.com simply through my everyday searching! - $10-$20 a month!
To set your new homepage in FIREFOX, simply go to Swagbucks website: In the address bar, click and drag the little green icon to the left of the web address to the home button (looks like a little house on the right side of the address bar), and release.
To set your new homepage in INTERNET EXPLORER, go to Swagbucks,
In the menu bar, click TOOLS,
then INTERNET OPTIONS,
then USE CURRENT
The best way to utilizeSwagbucks is to purchase Amazon gift cards. 450 swagbucks earns you a $5 online gift card.. My goal this year was to accumulate enough Amazon gift cards to pay for birthdays and Christmas. SUCCESS!! I bought all of my Christmas and birthday gifts this year on Amazon.com simply through my everyday searching! - $10-$20 a month!
To set your new homepage in FIREFOX, simply go to Swagbucks website: In the address bar, click and drag the little green icon to the left of the web address to the home button (looks like a little house on the right side of the address bar), and release.
To set your new homepage in INTERNET EXPLORER, go to Swagbucks,
In the menu bar, click TOOLS,
then INTERNET OPTIONS,
then USE CURRENT
Helpful financial websites. Get the best prices!
GasBuddy.com Search for the best gas prices in your area. Just enter your Zip Code.
Repairpal Get an estimate on auto repairs. Enter your make and model and choose the type of repair.
Tripkick.com Get information on which specific room is the best one for you in a certain hotel.
Zillow.com Get information on property values in your neighborhood, mortgage rates in your state, etc.
Repairpal Get an estimate on auto repairs. Enter your make and model and choose the type of repair.
Tripkick.com Get information on which specific room is the best one for you in a certain hotel.
Zillow.com Get information on property values in your neighborhood, mortgage rates in your state, etc.
How to create an alternate (junk) e-mail account.
When you send for a freebie, register for an online coupon, or enter a giveaway, you will be required to enter your email address. By doing so, you will start receiving email advertisements disguised as newsletters. These unwanted ads can easily overwhelm your inbox.
Avoid a cluttered personal inbox by creating an alternate e-mail address.
You can create a Google account (xxxxx@gmail.com,) or a hotmail account (xxxxx@hotmail.com) for free. I am certain that there are others, but I choose to use hotmail. Go to the Hotmail sign in page HERE and click the big blue signup button on the bottom. Choose an email name and password you can remember easily.
Enter your name and some minor personal information. Type the odd-looking characters in the text box (this is necessary to prevent automated programs from creating multiple email addresses,) and be sure to remove the check-mark in the box at the bottom. Accept the service agreement and you are done.
Be sure to write down the address and password so that you can get into the account at a future date.
I visit my alternate e-mail account once a week to delete everything. I don't even look - I just mark everything and click 'delete.' Hopefully this will help you as you begin getting freebies and coupons to save money !!
Avoid a cluttered personal inbox by creating an alternate e-mail address.
You can create a Google account (xxxxx@gmail.com,) or a hotmail account (xxxxx@hotmail.com) for free. I am certain that there are others, but I choose to use hotmail. Go to the Hotmail sign in page HERE and click the big blue signup button on the bottom. Choose an email name and password you can remember easily.
Enter your name and some minor personal information. Type the odd-looking characters in the text box (this is necessary to prevent automated programs from creating multiple email addresses,) and be sure to remove the check-mark in the box at the bottom. Accept the service agreement and you are done.
Be sure to write down the address and password so that you can get into the account at a future date.
I visit my alternate e-mail account once a week to delete everything. I don't even look - I just mark everything and click 'delete.' Hopefully this will help you as you begin getting freebies and coupons to save money !!
Wednesday, November 2, 2011
Christmas Events in the Pacific Northwest
Frugal Living Northwest just posted a list of upcoming activities here in the Pacific Northwest! Lots of Bazaars, craft events, and concerts - maybe even a few the grandkids would enjoy (maybe even Grandpa!??)
Thanks, Frugal Living Northwest !
Thanks, Frugal Living Northwest !
Ten free photo Holiday cards from MyPublisher !!
Quick! Go to MyPublisher to order ten free personalized holiday photo greeting cards FREE, with free shipping. You will need to enter your name and address for shipping, and enter coupon code HAPPY10FREE at checkout. You will have to create an account, and when entering your e-mail address, be sure to use your alternate address to avoid clutter in your main e-mail inbox.
You will need to enter payment information, but your card or paypal account will not be charged. Just make CERTAIN that the bottom line says $0.00 before finalizing the transaction!
I did this and the cards are awesome!
You will need to enter payment information, but your card or paypal account will not be charged. Just make CERTAIN that the bottom line says $0.00 before finalizing the transaction!
I did this and the cards are awesome!
Free Sample of John Frieda Full Repair Shampoo and Conditioner
Go to John Frieda to get a free sample of John Frieda Full repair shampoo and conditioner. Fill in your name and address (for shipping) and an email address (the one you have created for junk email, hopefully.) It will come in the mail in a few weeks.I find that one of these packets can be used for three or four showers (with my short hair.) These free shampoo offers are frequent (I get six or seven a month) so you can almost stop buying the cheap store-brand stuff you have been using to economize, and use these high-end, luxurious products for FREE!!
Free accessory from Post-it!
It's funny - you never know what is in these "assessory" giveaways, but they are usually pretty good.
Go HERE to sign up for this freebie from Post-its. Fill out the short survey, give them a mailing address and sign up for their e-mail notifications first.
. To keep your daily email inbox free of unwanted junk, I strongly setting up a second , "junk" email account to use for this type of freebie. Please check back on the blog for instructions on how to do this.
Go HERE to sign up for this freebie from Post-its. Fill out the short survey, give them a mailing address and sign up for their e-mail notifications first.
. To keep your daily email inbox free of unwanted junk, I strongly setting up a second , "junk" email account to use for this type of freebie. Please check back on the blog for instructions on how to do this.
FREE DVD to help potty train those grandkids!
Go HERE to order a free potty-training success DVD from Pull-ups! If you love spending time with those grandchildren, but wish they would learn to use the potty, then this is for you! Mom and Dad would probably appreciate the sensible ideas for potty-training the little ones, too ......
Coupons
I will be posting techniques for using coupons to save incredible amounts of money and create a stockpile of food to last you through these trying economic times. I will start with one store at a time. This week I will focus on Safeway.
Here is Safeway's coupon policy
Safeway will allow you to "stack" a manufacturer's coupon and a store coupon. For example, if Campbell's soup is on sale for $.60 a can with a coupon printed in their advertisement, and you have a coupon clipped from the sunday paper for $.40 off on three cans, you can snag those three cans of soup for $2.00! Not too shabby......
Here is Safeway's coupon policy
Safeway will allow you to "stack" a manufacturer's coupon and a store coupon. For example, if Campbell's soup is on sale for $.60 a can with a coupon printed in their advertisement, and you have a coupon clipped from the sunday paper for $.40 off on three cans, you can snag those three cans of soup for $2.00! Not too shabby......
Fun and frugal Disney activity for you and your grandkids!
Your grandchildren will really enjoy this Disney on Ice show at Comcast Arena in Everett !!
Go HERE to access the Comcast Arena website, then use the term LOTSO at checkout to get kids' tickets for only $10 with purchase of an adult ticket (you can get four kids tickets for each adult ticket purchased.) This promo is good for November 4th / 7:30 PM and November 5th / 11:30 AM shows only.
Adult tickets run $17-$26 depending on seat location. Some restrictions apply, so be sure to check out the small print on the website.
HAVE FUN!!
Go HERE to access the Comcast Arena website, then use the term LOTSO at checkout to get kids' tickets for only $10 with purchase of an adult ticket (you can get four kids tickets for each adult ticket purchased.) This promo is good for November 4th / 7:30 PM and November 5th / 11:30 AM shows only.
Adult tickets run $17-$26 depending on seat location. Some restrictions apply, so be sure to check out the small print on the website.
HAVE FUN!!
Welcome to Savvy Senior Saver!
It is my goal through this blog to assist seniors like myself in making wise choices that will benefit your lifestyle and pocketbook. There are literally hundreds of easy ways to save tons of money, and sometimes even get things for free, legally!
I will give you money-saving tips and strategies for buying groceries and many other everyday necessities. You will be surprised how much you can save with a few simple changes to your everyday shopping and cooking habits!
Please come back as I journey into this new world of blogging.
I will give you money-saving tips and strategies for buying groceries and many other everyday necessities. You will be surprised how much you can save with a few simple changes to your everyday shopping and cooking habits!
Please come back as I journey into this new world of blogging.
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